Added to YB: 2026-10-16
Pitch date: 2026-10-14
SUS.L [bullish]
S&U plc
Author Info
No bio for this author
Company Info
S&U plc, together with its subsidiaries, provides motor, property bridging, and specialist finance services in the United Kingdom.
Market Cap
GBP 230.9M
Pitch Price
GBP 19.05
Price Target
47.63 (+150%)
Dividend
6.11%
EV/EBITDA
N/A
P/E
9.67
EV/Sales
N/A
Sector
Consumer Finance
Category
growth
Results and two investment theses | Q3 2026 - S&U plc
SUS.L: S&U’s prudent underwriting left it unscathed by the FCA crackdown that removed aggressive competitors, supporting an £800M loan-book target by 2029, or 18-19% annualized growth. Upfront broker commissions and conservative Stage 3 classification mask estimated underlying pre-tax profit growth above 20-23%. At 6-7x adjusted P/E, versus 9.6x reported, the shares offer stated three-year upside above 150%; SPV funding could further lift ROE.
Read full article (2 min)