Added to YB: 2026-10-08
Pitch date: 2026-10-04
FICO [bearish]
Fair Isaac Corporation
-16.35%
current return
Author Info
No bio for this author
Company Info
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$15.0B
Pitch Price
$661.73
Price Target
N/A
Dividend
N/A
EV/EBITDA
15.97
P/E
20.18
EV/Sales
8.51
Sector
Software
Category
value
Should we take advantage of FICO's fall?
FICO (pass): Fair Isaac is not a buy despite falling to roughly 19x trailing earnings from a five-year average near 50x: VantageScore has gained equal treatment in agency mortgages, Rocket Mortgage plans to make it the default for eligible loans, and a possible shift from three credit bureaus to two could cut affected score volume by one-third. Non-mortgage strength and switching inertia help, but pricing-led growth, earnings visibility and capital allocation remain concerns.
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