Added to YB: 2026-05-27
Pitch date: 2026-05-25
FICO [neutral]
Fair Isaac Corporation
-37.88%
current return
Author Info
No bio for this author
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Company Info
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$15.0B
Pitch Price
$1.2K
Price Target
N/A
Dividend
N/A
EV/EBITDA
15.97
P/E
20.18
EV/Sales
8.51
Sector
Software
Category
value
Show full summary:
FICO: Moat Deterioration or the Buying Opportunity of the Decade?
FICO (more research needed): Credit scoring monopoly down 48% from peak on VantageScore threat—bureaus offer $1 competitor vs FICO's $4.95. But B2B Scores still +42% in Q3 FY25; Platform ARR +49% w/ 136% NRR; 89% op margin; $867M FCF; mgmt buying back aggresively at 25x fwd PE (vs 37x 10yr avg). Risk: slow VantageScore adoption key assumption.
Read full article (8 min)