XS Financial Inc.

XS Financial Inc. operates as an equipment financing company, providing tailored capital solutions and lease facilities to businesses. The company offers equipment financing solutions, including equipment lines of credit and lease facilities, structured to meet the needs of middle-market businesses. It provides financing options for new equipment purchases or asset replacements, with payment terms aligned to the equipment's useful life. The company delivers capital markets services such as third-party portfolio or transaction acquisitions and collaborates with originators to structure direct lending solutions. Its offerings are designed to preserve working capital, scale with business growth, and complement other secured and unsecured loans, while the company actively underwrites, administers, and services transactions. The company serves middle-market businesses across industries such as manufacturing, construction, and mining, as well as other sectors with equipment and capital expenditure requirements. The company was founded in 2017 and is based in Kelowna, Canada.